top of page
Sphere on Spiral Stairs

Our Services

We partner with the new, the small and the medium.

Helping you rise.

British Pound Coins

Credit Risk

  • Risk Appetite Statement (RAS) 

  • Credit Risk Framework

  • Credit Risk Strategy

  • Credit Risk Decisioning

  • Vendor / third-party selection

  • Credit bureau relationship management

  • Strategy implementation

  • Policies & procedures

  • Reporting & MI

  • Data & analytics

  • Stress testing

Prudential and Regulatory

  • Small Domestic Deposit Takers (SDDT)

  • Basel 3.1 / Interim Capital Regime (ICR)

  • Internal Capital Adequacy Assessment Process (ICAAP)

  • Optimisation of regulatory capital requirement

  • Internal Liquidity Adequacy Assessment Process (ILAAP)

  • Model Risk Management (MRM)

  • New Bank Start-Up Unit (NBSU) regulatory expectations

  • Regulatory reporting and disclosures

  • Data & analytics

  • Stress testing

Court
Sustainable Energy

Climate Change Risks

  • Climate Change Risk Management Strategy

  • Climate Change Risks Universe

  • Identification and qualitative risk assessment

  • Governance framework

  • External disclosures

  • Reporting & MI

  • Data & analytics

  • Stress testing

esmerise

contact@esmerise.co.uk

esmerise Ltd is a limited company registered in Scotland (company number SC770136, VAT registration number 452527789)
Registered office address: 5 South Charlotte Street, Edinburgh, EH2 4AN

©2023 by esmerise Ltd

bottom of page